Issue 23 – With stores shuttered, where will discretionary spending go?

The world we live in has undergone drastic change. No one is travelling or dining out. Malls are empty and gasoline prices have plummeted. While consumer behaviour has undergone a massive shift away from the norm, there’s something that should not be overlooked. Many consumers are discovering that their savings rates have seen a significant boost as a result of a void in discretionary spending options.


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By Charles Marleau, CIM

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By Charles Marleau, CIM


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By Hubert Marleau


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By Robert Mendel


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By William Mitchell

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